3 Reasons You May Need a Workers’ Compensation Attorney

Some workers’ compensation cases are fairly straightforward and can be pursued without any legal assistance. However, there are times when it makes sense to hire an attorney. Consider hiring an attorney if one of these three reasons applies to your case.

1. Your Claim Has Been Denied

Insurance companies may deny workers’ compensation claims for several reasons. One of the most common is that the insurance company determined that your injury was not work-related. Claims may also sometimes be denied due to procedural errors or missed deadlines. When a claim has been denied, claimants are usually entitled to appeal the decision. An Iowa workers compensation attorney can assist you with the appeals process and help you win your case.

2. Dispute Over Your Permanent Disability Rating

Compensation for medical bills and other expenses related to workers’ compensation claims is usually pretty straightforward; however, disputes often arise between the insurance company and the claimant over the amount of the settlement owed due to permanent disability. Settlements are based upon the permanent disability rating determined by the treating physician. If the insurance company objects to the rating assigned by your physician, they may require you to submit to an independent medical examination. IME doctors usually assign substantially lower ratings. An attorney can help negotiate with the insurance company or argue your case in court.

3. Treatment Has Been Denied

Insurance companies may cause treatment delays or deny coverage for necessary medical procedures. An attorney may be able to convince the insurance company to provide timely approval for necessary medical care to avoid the potential for large out-of-pocket medical expenses or denial of care.

If you have been injured on the job, the last thing you probably want to do is fight with the insurance company over your compensation and medical care. An attorney can help you negotiate with the insurance company or pursue your case in court.…

Why Hire a Local Moving Company?

Moving can be stressful. The good news is, there are professional services available to help the stress of moving melt away.

However, hiring local moving companies in Ballwin MO, requires a bit of effort and consideration. After all, you want to find the right service for the job. Keep reading for some helpful tips to ensure you find and hire the best moving company in your area.

Get Recommendations

Millions of people move each year. While the numbers are not as high as they were in the past, the chances you know someone who has moved recently are high. Ask these people for recommendations.

Individuals who have recently moved have first-hand knowledge of moving services in the area and can provide insight about the movers nearby and which ones you should consider hiring. Keep in mind, though, that it is not a good idea to base your final decision on someone else’s recommendation alone.

Research the Recommended Options

Once you have gathered a list of three to four options, take some time to learn more about each one. For example, do they just make local moves, or do they provide long-distance services, too? Companies that offer more services will likely have more equipment and manpower to allocate to your move.

It is also a good idea to find out if the moving company is licensed and insured. This will provide peace of mind that if something bad happens, you are covered.

Get Moving

Once you have found the right moving service, you will experience less stress on the day of your move. This is something that most people can appreciate – especially if they have ever moved before. Being informed and knowing what to look for when hiring a mover is the best way to ensure the desired results are achieved and that the move is successful and stress-free.…